I think I have decided to expand this blog to make it a part of our everyday life instead of just posts about creating and then following our family life. I dont find myself getting over here to update enough and I have been thinking about starting a separate blog for my CF related items but I decided to instead just roll everything into one.
First on my list perhaps should be a mention of the amazing change we have had in our lives this year. In January we attended a 'live event' for Dave Ramsey. www.daveramsey.com I bought these tickets for Jared as a christmas present because he liked listening to Dave on the radio but we were in no way following his principles. Perhaps it was having Lillian that spurred me to want to be more financially secure. I also reckognized my need to be more knowledgeable regarding our finances and be involved all the time not just when I wanted something or was upset over something).
We were impressed. We decided to buy a kit that includes CD's of financial lessons and lifetime membership to attend classes as well as books etc. These are not typical financial lessons, they are interesting, fun, easy to understand. They are 13 1 hour CD's which the counterpart of the 13 one hour DVD's are the base for the classes.
We started Dave's Plan in February which basic premise is get out of debt adn dont go back in for any reason. We couldnt be more pleased. From Feb1-current we have paid off over $30,000 in debt leaving us with just our last student loan. We plan to be debt free in the spring of 2010 if not sooner. I would HIGHLY encourage everyone to click on the icon on the right hand side of my blog for a financial reality check.
If you are interested in more just let us know, both Jared and I LOVE LOVE LOVE to talk about this. We are currently attending classes that will end the day after Lillians birthday. Perhaps next year we will become small group leaders. We feel THAT passionately about this.
PS you don thave to buy a kit, if you want a free place to start Dave has tons info on his website and the book I would recommend you start with is Total Money Makeover by Dave Ramsey.